Buying your first home can be one of the most thrilling and most nerve-wracking experiences of your life. You don’t know what you need, what to expect, or sometimes even what the process is. But homeownership is a smart long-term investment, but you don’t want to dive in headfirst without knowing what you’re doing. It may seem complicated at first, but all you need to do is a little bit of...
When you decide you’re ready to buy a home, you’ll (hopefully) examine your own finances closer than you ever have before – because your mortgage underwriter will be looking at your finances even more closely. It’s the underwriter’s job to evaluate your income, credit score, and assets to make sure you’re a solid loan candidate. Because of this, it’s important that nothing you do makes your...
To buy your first home, you likely will need a mortgage. In fact, before you even start looking at houses, you should look into your mortgage prospects. If you have good credit, a healthy income and money in the bank, you’ll be able to secure mortgage preapproval quickly and proceed straight to the homebuying process. But if you have less-than-stellar credit, are self-employed or have little...
Your First Home You’re Young Your First Home when you are young. It’s great to be young and independent with your first home. You can do what you want when you want. But that gets old pretty quickly. You can’t party forever (or maybe you can), but all of the money you’re spending living “the life” could be saved and put somewhere else and that's where the best thing you can do. You can buy...
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